BR Risk Group Specialty Insurance Services, LLC (“BR” or “We”) is a unique and innovative retail property and casualty insurance brokerage. BR is committed to protecting your privacy and the privacy of its clients. This Privacy Notice describes how BR collects, uses, and discloses personal information. This Notice applies to any personal information you provide and any personal information we collect from other parties, including your employer.
In the course of interacting with you or providing our products and services, BR may collect information from you or other sources, including your employer, which may include the following: Name and contact information (e-mail address, mailing address, phone number, mobile number, geographic location, etc.); Information you provide on a job application or that is obtained under a position-related background check; Demographic information (date of birth, gender, employment status (including job title), etc.)
BR collects personal information when: you contact us or we perform services for you, your employer, a subsidiary thereof, or an affiliated organization; you register on our website or email distribution lists; you RSVP to or attend our events; you interact with us through social media; you apply for a job at BR.
We process personal information that is provided by you, your employer, a subsidiary thereof, or an affiliated organization in order to perform services. The processing of your personal information depends on the type of services we provide, applicable laws, regulatory guidance and professional standards. Where BR processes your personal information on behalf of your employer, a subsidiary thereof, or an affiliated organization, it is your employer, a subsidiary thereof, or an affiliated organization’s obligation to ensure that you understand that your personal information will be disclosed to BR.
All processing of your personal information is justified under a “lawful basis” for processing, including the following: your consent; processing is necessary in order to enter into or perform a contract for you; processing is necessary for us to comply with legal obligations; processing is in our legitimate commercial interest, except that our interest may not override your fundamental rights or freedoms; In limited circumstances, we will use your consent as the basis for processing your personal information, for example, where we are required to obtain your prior consent in order to send you marketing communications.
BR does not knowingly collect information from children who have not reached the age of consent under relevant data privacy laws. If we learn that we have collected personal information from a child who has not reached the age of consent, we will delete it immediately.
As you navigate through and interact with BR’s websites, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: 1. Details of your visits to BR’s websites, including traffic data, logs, and other communication data and the resources that you access and use on the websites and 2. Information about your computer and internet connection, including your IP address, operating system, and browser type.
The information BR collects automatically is only statistical data that helps BR improve its websites and deliver a better and more personalized service, including by enabling BR to: 1. Estimate audience size and usage patterns; 2. Store information about your preferences, allowing BR to customize its websites according to your individual interests; 3. Speed up your searches; and 4. Recognize you when you return to BR’s websites.
BR collects and processes personal information in connection with providing its clients with various services, each of which may be subject to minimum or maximum retention periods, as required by law or BR’s Record Retention Policy.
BR also maintains personal information supplied by former clients, and BR also manages this information in accordance with its Record Retention Policy.
We may share your personal information with BR’s subsidiaries and affiliates as part of the process of providing services to you or to fulfill the purpose for which you provided it. We may also share your personal information with contractors, service providers, and other third parties that you or BR has engaged to perform services for you or to otherwise support BR’s business operations. These third parties are contractually bound to keep personal information confidential and use it only for the purposes for which BR discloses it to them.
BR may also disclose your personal information to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of BR’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by BR is among the assets transferred.
BR may also disclose your personal information to comply with any court order, law, or legal process, including to respond to any government or regulatory request, to enforce or apply our Terms of Use, or if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of BR or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection.
BR protects personal information using physical, electronic, and procedural safeguards that are specifically designed to meet or exceed the requirements of applicable laws. All BR employees receive training on the importance of protecting personal information, and only authorized employees have access to personal information. Subcontractors and agents are contractually bound to maintain protection of personal information and are not permitted to use the information for any unauthorized purpose.
You have certain rights related to the processing of your personal information, including: 1. You have the right to unsubscribe from our communications by clicking the “unsubscribe” link in our marketing emails or by contacting us, and 2. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
brriskgroupins.com may include a careers webpage, which is available for those who wish to search and apply for open job positions at BR. Applications and other materials submitted through an application webpage are first collected and processed by a third-party vendor. By submitting an application through this website, you consent to this processing of your personal information.
This Privacy Notice describes the data privacy and protection policies of BR. In addition, brrriskgroupins.com may contain links to other websites. This Privacy Notice only addresses your information that is received by BR. You are encouraged to review the privacy policies of each website you visit.
Individuals within the European Union and California residents may have additional personal information rights and choices. Read on for GDPR Rights and Additional Information for California Residents.
The General Data Protection Regulation (“GDPR”) affords certain rights to individuals in the European Union. Specifically, individuals in the European Union are entitled to the following rights to:
Be informed – You have the right to know what personal information BR processes, how it processes that personal information, and who else may have access to your personal information.
Access – You have the right to request that BR provide you with a copy of your personal information held by BR. BR may charge you a small fee for this service.
Rectification – You have the right to request that BR correct any information you believe is inaccurate. You also have the right to request that BR complete any information you believe is incomplete.
Erasure – You have the right to request that BR erase your personal information, under certain conditions.
Restrict processing – You have the right to request that BR restrict the processing of your personal data, under certain conditions.
Object to processing – You have the right to object to BR’s processing of your personal data, under certain conditions.
Data portability – You have the right to request that BR transfer the personal information that it has collected about you to another organization, or directly to you, under certain conditions.
If you make any such request, BR has one month to respond to you. If you would like to exercise any of these rights, please contact BR by email at info@brriskgroupins.com or by mail at BR Risk Group Specialty Insurance Services, LLC, Attention: Privacy Officer, 53 State Street, Suite 500, Boston, MA 02109.
BR may transfer personal information it has collected from you or about you outside of the European Economic Area (“EEA”). Please be aware that countries outside of the EEA may not have the same level of data protection as your country.
Under California’s “Shine the Light” law, you have the right to request and obtain from Us once a year an account of your Personal Information we disclosed to third parties for direct marketing purposes. You will receive a notice that will include the categories of Personal Information that was shared (if any) and the names and addresses of all third parties with which the information was shared (if any). brriskgroupins.com does not use technology that accommodates do-not-track signals from your browser. If you are a California Resident and would like to make a request, please contact us using the information found in the “Questions or Complaints” section below. An agent may submit a request on your behalf, but you must verify that your agent is authorized to do so.
The California Consumer Privacy Act of 2018 (the “CCPA”) provides California residents with rights to receive certain disclosures regarding the collection, use, and sharing of “Personal Information,” as well as rights to access, delete, and restrict the sale of Personal Information that BR may collect about its clients, customers, or visitors to its websites. The CCPA defines “Personal Information” as “information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.” Personal Information does not include deidentified or aggregated consumer information. If you are a California resident, you have a right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.
In the 12-months preceding the date the information in this section was last updated, BR has collected the following categories of Personal Information about consumers, as defined by the CCPA: Identifiers (such as name, postal address, and Internet Protocol (IP) address); Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)); Customer Records Information (such as name, address, and credit card or debit card number); Protected classification characteristics under California or federal law; Internet or Other Electronic Network Activity Information (such as information regarding a consumer’s interaction with our website); and Professional or Employment-Related Information.
BR obtains these categories of information from you, your employer, a subsidiary thereof, or an affiliated organization to whom we provide services.
In the 12-months preceding the date the information in this section was last updated, BR has disclosed the following categories of Personal Information about consumers for a business purpose, as defined by the CCPA: Identifiers (such as name, postal address, and Internet Protocol (IP) address); Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)); Customer Records Information (such as name, address, and credit card or debit card number); Protected classification characteristics under California or federal law; Internet or Other Electronic Network Activity Information (such as information regarding a consumer’s interaction with our website); and Professional or Employment-Related Information.
We disclose the categories of personal information listed above to our service providers in connection with the products and services we provide to our customers. We also disclose the categories of personal information listed above to obtain quotes or proposals or to underwrite insura
California residents have the right to request that BR disclose what Personal Information it collects, uses, and sells, as well as the right to request that BR delete certain Personal Information that it has collected from you. Once BR receives and confirms your verifiable request, it will disclose to you, based on the nature of your request: the categories of Personal Information it has collected about you; the categories of sources for the Personal Information it has collected about you; BR’s business or commercial purpose for collecting that information; the categories of third parties with whom it shares that information; and/or, at your request, the specific pieces of Personal Information BR collected about you.
BR may deny your request to delete your Personal Information if retaining the information is necessary for BR or its service provider(s) to: 1. complete the transaction for which BR collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of BR’s ongoing business relationship with you, or otherwise perform a contract with you; 2. detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities; 3. debug products to identify and repair errors that impair existing intended functionality; 4. exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law; 5. comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.); 6. engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent; 7. enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with BR; 8. comply with a legal obligation; and 9. make other internal and lawful uses of that information that are compatible with the context in which you provided it.
This Notice may be changed at any time. Unless stated otherwise, all changes that occur will become effective immediately. The date the privacy policy was last revised is identified at the top of the page. By continuing to access BR websites, you agree to accept all terms and conditions outlined in this Notice.
If you have any questions or complaints about this Notice, or about our data privacy or security policies in general you may email your comments to info@brriskgroupins.com or contact us by mail at BR Risk Group Specialty Insurance Services, LLC, Attention: Privacy Officer, 53 State Street, Suite 500, Boston, MA 02109 or by telephone at (774) 407-2205.
