Crime insurance, also known as fidelity insurance or employee dishonesty insurance, is a specialized policy designed to protect businesses against financial losses caused by criminal activities. These can include theft, burglary, employee dishonesty, forgery, and other fraudulent actions.
Unlike general liability insurance, which typically covers third-party claims for bodily injury or property damage, crime insurance focuses on internal and external threats that could lead to financial loss.
It helps safeguard your business’s bottom line, ensuring you have the resources to recover and continue operations after a loss.
Protects against losses caused by dishonest acts of employees, such as embezzlement or theft of money, securities, or property.
Covers losses from forged or altered checks, drafts, or promissory notes.
Covers losses resulting from the use of computers to fraudulently transfer money, securities, or property
Protects against losses from fraudulent instructions to transfer funds.
Covers the loss of money and securities from theft, disappearance, or destruction, both on and off the business premises.
